FAQ

How do I get started as an investor with Bell Capital?

The entire account creation and investment process is completed online. You’ll be prompted to provide or verify any required information as well as make the necessary acknowledgments electronically.

How do I contact Bell Capital? 

If you have questions, please email¬†[email protected]¬†or call us at 808-778-1326.¬†

Am I an accredited investor?

You qualify as an Accredited Investor if you meet any of the following criteria: a) You earn over $200,000 in annual income b) You, together with your spouse, earn over $300,000 in joint annual income c) You have a net worth, exceeding $1,000,000 (excluding the value of your primary residence), individually or together with your spouse. d) You hold good standing in a series 7, 63, or 82 license.

Can I invest through my IRA?

If you have an existing IRA or 401(k) from a previous employer, it is likely that you will be able to sell direct all or portions of it into our investment vehicles. Check with your current custodian to see if they will allow you to self direct your retirement account. If the answer is yes, please contact the member of our investor relations team by email or call us and we will introduce you to one of the custodians that we work with that will allow you to invest in alternative affects using your retirement funds
 

What type of tax documents will I receive?

That depends on which vehicle you decide to invest in. If you invest in our accredited fund, you will receive a form K-1. A form K-1 is a tax form used by partnerships to provide investors with detailed information on their share of the partnerships' taxable income. Our goal is to finalize all K-1s annually by March 31st. However, we do rely on outside reporting and may require additional time to furnish the forms in a way that is to the investors best advantage. Accordingly, you may be required to obtain one or more extensions for filing federal state or local tax returns but that is not our intention.

How long is the term of the vehicles?

The terms of our vehicles are generally 10 years long but we have sole discretion to extend the life or even decrease the life after you have invested.  The reason for this is we want to maximize the value of real the estate investments. We do not want to be forced to sell investments when the market is bad and we don’t want to pass up the opportunity to sell investment when the market is great.  We are long-term investors and the more time we stay invested in the property, the better chance we have of capturing property, appreciation from inflation, and rising rents.
 

What type of returns should I expect?

For stabilized income producing property investments, we target low to mid teens, equity returns on an annualized basis over the entire life of the investment. We may target equity returns that are higher or lower, depending on the type of investments and amount of leverage utilized.  For example, if we invest in a property that requires significant repositioning through capital and marketing investments, we may forgo near term distributions to achieve a higher gain on the sale of the property in the long term. We target higher equity returns for these type of investments as they may involve more risk. Our targets are just targets.  Investments involve risk and our actual returns may be higher or lower and may include a partial or a total loss of your investment.
How often will I receive distributions?
For our accredited fund we intend to pay distributions monthly but may change the frequency at our sole discretion during the term of the fund. The change in distribution frequency can depend on many factors, such as properties, cash flow level, or a need of capital expenditures. Sometimes the cash flow of property may not support a distribution. Additionally, our funds may make investment in a property with the plan of not paying any near term distributions while we undertake a capital and repositioning program. 
 
What type of fees do you charge?
Our fee structure is typical for private real estate managers. We believe our fees are actually lower than most managers. We currently charge a 1% asset management fee, a 1% transaction fee based on the value of properties we acquire and dispose of, and a 20% management promote based on distributable cash flow. As our portfolio grows, we will need to add significant resources to keep pace and we may charge property management and financing fees to help cover the cost. Essentially, our ongoing management fees along with upfront transaction fees pays the monthly bills at Bell Capital and our management promote fee rewards us for the performance of the investment. Keep in mind that if the property cash flow goes up, so does the management promote. This aligns our economic interest.
We do not charge miscellaneous fees, such as fees for processing and storing your information. We also do not ask you to pay fees or commissions to middleman stock brokers to invest in our funds.

 

Are there risks involved?

All investments involve risk, including those investments made in Bell Capital Fund 1 and other Bell Capital Equity funds. We do not guarantee that you will earn on targeted returns. There are many factors that can impact the performance of your investment, many of which are not under our control. Please keep in mind investing involves risk, and you may result in partial or total loss of your investment perspective. Investors should carefully choose investments, objectives, risks, charges, and expenses, and should consult with a tax or legal advisor before making any investment decisions.

We do believe that investing in private real estate poses less risk than many other types of investments. Private real estate has historically been less volatile than the stock market and properties generally appreciate overtime as inflation tends to push rents up. Additionally, we conduct extensive research and do diligence on every property and have a high degree of conviction that our risk is balanced with our targeted returns.  
 

What type of accounts can I invest in?

There are several options for types of entities accounts you can use when investing in our funds. You can invest as an Individual, Jointly, through an LLC (Limited Liability Company), Corporation, Partnership, Retirement, Plan/401(k), or a Trust.
 

Can I invest if I live in another country?

You can invest in our accredited fund if you live in another country. Depending on how you structure your investments, different documents may be required. 
 

What happens if Victor retires or dies?

The vehicles themselves and the property investment will continue to operate. Cash flow will continue to be generated and distributed to the investors.  We have a great team at Bell Capital and have excellent third-party property managers that are very experienced operating on properties. Together, the team will continue with business as usual.
If you have any questions we are here to help,¬†email us at [email protected]